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Old Navy

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By checking this box, I consent to receive the disclosure below electronically, and I acknowledge that I can view the disclosures. I also understand that I can print or save this consent on my device and will not otherwise receive a paper copy.
By clicking submit I agree to receive SMS messages from Old Navy in connection with the Text Me My Rewards program and the Terms below.1


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Once you click continue, you’ll have the option to earn another 500 points by enrolling in paperless billing.

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1TMMR TERMS - By opting in, you are agreeing to receive automated SMS messages regarding the Text Me My Rewards Program from Old Navy and Synchrony Bank at the number you provided above. To complete your Rewards via mobile phone, respond YESONTMMR, to the confirmation message you will receive. Depending on the number of rewards you earn you may receive up to 11 text messages each month per card. Msg & Data Rates May Apply. Carriers Supported: Alltell, AT&T, Sprint, T-Mobile®, Verizon Wireless, Boost, Cricket, MetroPCS, Nextel, U.S. Cellular, Virgin Mobile, ACS Wireless, Appalachian Wireless, Bluegrass Cellular, Carolina West Wireless, Cellcom, C-Spire Wireless (formerly Cellsouth), Cellular One of East Central Illinois, Cincinnati Bell Wireless, Cross/Sprocket, Duet IP (AKA Max/Benton/Albany), Element Mobile, Epic Touch, GCI Communications, Golden State, Hawkeye (Chat Mobility), Hawkeye (NW Missouri Celluar), Illinois Valley Cellular, Immix (Keystone Wireless/PC Management), Inland Cellular, iWireless, Mobi PCS, Mosaic, MTPCS/Cellular One (Cellone Nation), Nex-Tech Wireless, nTelos, Panhandle Telecommunications, Peoples Wireless, Pioneer, Plateau, Revol, Rina - Custer, Rina - All West, Rina - Cambridge Telecom Coop, Rina - Eagle Valley Comm, Rina - Farmers Mutual Telephone Co, Rina - Nucla Nutria Telephone Co, Rina - Silver Star, Rina - South Central Comm, Rina - Syringa, Rina - UBET, Rina - Manti, Simmetry, South Canaan/CellularOne of NEPA, Thumb Cellular, Union Wireless, United, Viaero Wireless, West Central Wireless. You can opt out of the SMS communications at any time. For help text ONTMMRHELP to 84831. To stop text ONSTOP ONTMMR to 84831.

Click here to view Terms and Conditions. Click here to view Gap Inc.'s Privacy Policy. © 2015 Old Navy, LLC.

Gap Inc. Visa cards are issued by Synchrony Bank pursuant to a license from Visa U.S.A Inc.

Cardmember offers are subject to credit approval and Gap Inc. credit card must be used as pay type.

15% FIRST PURCHASE DISCOUNT: Offer expires at 11:59 PM ET within ninety (90) days of account open date and is valid in the U.S. (including Puerto Rico). When approved for the Old Navy Card online a 15% discount will be applied at checkout to your first single receipt qualifying purchase made with your new card at Discount applies to Old Navy merchandise only. Not applicable to the value of gift cards purchased, packaging, applicable taxes or shipping & handling charges. Cannot be combined with other offers or discounts, including Gap Inc. employee discount. May not be redeemed for cash or cash equivalent and no adjustment on previous purchases. Code valid for one-time use only. Not responsible for lost or stolen codes. Offer is non-transferable. Returns and exchanges are subject to Old Navy's return policy. Limit one account opening discount per customer.

REWARDS: See your Reward Program Terms for details.

ADD AN AUTHORIZED USER: The primary cardholder will be liable for all purchases made on the account, including those made by an authorized user.

ZERO FRAUD LIABILITY FOR UNAUTHORIZED USE: Unauthorized use does not include charges by a person to whom you have given authority to use your account or card, and you will be liable for all use by such person.

NO ANNUAL FEE: For new accounts: Purchase APR is 24.99%. Minimum interest charge is $1.00.

UPGRADE TO NAVYIST and 20% TIER STATUS: Old Navy Account holders who do all of the following: (a) earn 5000 Reward Points (excluding bonus points earned and merchandise returns) on their Account within a calendar year, (b) make at least the minimum payment due on their Account by the payment due date after reaching the 5000 Reward Point qualifying amount, and (c) keep their Account in good standing, will be upgraded to a Navyist by Old Navy account. Upgrades will be processed within 90 to 120 days after you qualify. Navyist by Old Navy cardholders receive additional benefits, including a quarterly bonus of 20% of Reward Points earned as of the end of each calendar quarter. (For example, if at the end of a calendar quarter you have earned 500 Reward Points, we will add an additional 100 Reward Points to your Reward Account.) You must requalify as set forth above each calendar year in order to maintain your qualification as a Navyist cardholder.

FREE SHIPPING: Valid for Navyist cardmember purchases made online only with your Navyist Credit Card or Navyist Visa Card at Gap, Banana Republic, Old Navy and Athleta. Valid only on your order's first "ship to" address, anywhere in the US (including Puerto Rico). If you choose another shipping option additional charges will apply. Not valid for cash or cash equivalent. No adjustments on previous purchases. Valid for all Navyist cardmembers, including Gap Inc. employees who are Navyist cardmembers. Offer subject to change without notice. Not valid on international shipments. Enter promotion code NAVYIST at checkout.

FREE BASIC ALTERATIONS FOR NAVYIST CARDMEMBERS: Available on merchandise purchased at Banana Republic stores and at with your Navyist Credit Card or Navyist Visa Card. Excludes merchandise purchased at Banana Republic Factory Store, Gap, Old Navy and Athleta stores. Not valid on previous purchases. Not valid on leather and suede merchandise. Navyist status must be current. Offer subject to change without notice.

CONNECT WITH EMAIL & EBILL: Offer valid 1 time. Cardholder will receive 500 Bonus Reward Points when they submit a valid account number and email address and 500 Bonus Reward Points when they sign up for eBill. Account must remain open, in good standing, and not become delinquent. Points are awarded within two billing cycles. Please see your Reward Program Terms for details.

Gap Inc. Visa Cards are issued by Synchrony Bank pursuant to a license from Visa U.S.A. Inc.

Old Navy Credit Card

Old Navy Credit Card

Enjoy a variety of exciting benefits when you have an Old Navy credit card. Our Old Navy credit cards customers save money, earn rewards points and more. We offer credit card customers inside information about sales, hot new trends and designer styles. You can manage your Old Navy credit card accounts, enjoy the savings and spot the rewards right online at our website. Click on to visit our website and get all the information and details pertaining to Old Navy credit cards and sign up for yours today.